Frequently Asked Questions from My - Credit Score.com.

Have questions about our website? We want you to feel comfortable about getting your credit report. Rest assured we can help you find the BEST credit reporting company.

Frequently Asked Questions

Why should I use this website?

We have researched over 100 credit reporting companies to find the "TOP 4" companies that offer the best options for credit reports and/or Identity Theft Protection.

How does this work?

Once you have read our reviews of the top credit reporting companies, simply click on the logo or link to that company and fill out there form. That's all there is to it.

Why do the credit reporting companies ask for a credit card and is it safe?

They ask for a credit card to verify your identity. Without this information they cannot verify that you are who you say you are. Each of the websites we recommend are 100% safe and secure.

What is the trial all about?

Each credit reporting company offers a 7-30 day trial of its service. After the trial you will pay a monthly fee if you decide to stay on. If you cancel during the trial period there will be no further charges. There are consumers that signup for a service just to get their credit report and free scores and then cancel before the trial is up so it does not cost them more money. And then there are other people that continue the service after the trial because they see the benefit of the Identity Protection and the 3-bureau monitoring. It depends on your situation.

How long is the process going to take?

It takes less than 3 minutes to complete the signup process and to have access to your credit report and scores.

Am I obligated to any contract?

There is no contract term associated with these services. You may cancel at any time during or after your trial period.

How do I cancel my trial?

To cancel your trial, call customer service to complete the quick automated cancellation process.

I have a credit reporting service I would like to use but I do not know if it is any good. Can you help?

Sure. We would be happy to help. While we highly recommend the companies on our website, we realize that consumers might have other companies they want to try. Send us an email and we would be happy to give you our unbiased review.

Why wouldn't I just use annualcreditreport.com for a free credit report that I am entitled to?

There are many reasons why. First, you will not receive any credit score with this offer which can be very important to many consumers. Second, there is no credit bureau monitoring or Identity Theft protection which is a very valuable service. Why not get your credit score and/or Identity Theft protection for FREE with our recommended companies instead of just a credit report from 1 of 3 credit bureaus.

I am ready to sign up. What's next?

Just go to our homepage here and choose which company you would like to go with.